SAMPLE CALCULATION

OPERATIVE LEASING  //  SAMPLE CALCULATION

Vehicle:

 

Trademark:

Type:

Special equipment:

Price:

Time:

Distance:

Insurence:

 

 

ŠKODA

OCTAVIA COMBI Style 1,6 TDI 85 kW 5-MT.

Alu wheels Alaris 7,5J x 18" (PJ4)

663 800,- Kč*

36 months

90 000 Km

5% insurance participation - limit 100 mil.

Vehicle acquisition process and additional services


Acquisition of property

Acquisition of operating leasing

 


Car price - regular discount:

643 860 Kč

Paid extra 3%

Car price - discount on operating leases

623 972 Kč

Saving 3%

Service costs:

39 828 Kč

Paid extra 15%

Service costs:

34 633 Kč

Saving 15%

Insurance + bonus:

45 363 Kč

Paid extra 35%

Fleet Insurance:

33 651 Kč

Saving 35%

Standard loan:

58 553 Kč

Paid extra in interest 52%

Financování RPSN:

38 384 Kč

Saving in interest 52%

Summary of car costs compared


Acquisition of property

Acquisition of operating leasing


Summary cost

143 744 Kč

Paid extra 35%

Summary cost

106 668 Kč

Savings 35%

Another advantage is that the entire purchase amount is not included in the car, but only part of the so-called amortization is paid. In addition, the value of the vehicle is higher in our operating leases, as we guarantee the origin of the vehicle, km and service with an authorized partner. Our buyer customer will therefore appreciate the value of these guaranteed parameters more than the vehicle from an unauthorized source.

 

Expected price for sale car

315 900 Kč

Lower value 4%

Expected price for sale car

329 900 Kč

Higher value 4%

One of the frequent questions is that the car is not mine. We are happy to answer this question that the car in 4 years, when you sell it will not be yours too. This way you can look at operative leasing as a car that you bought and you have already sold it. So you come to worry about the buyer and how much the car will sell. You know the price from the beginning, and it's higher than you would get the standard way.

 

Comparison result


Acquisition of property

Acquisition of operating leasing


Summary of car costs

(service, acquisition and subsequent sale)

157 744  Kč

Summary of car costs

(service, acquisition and subsequent sale)

106 668  Kč

Summary of extra paid in cost

51 076 Kč

Extra paid in percent 48%

Summary of savings in costs

51 076 Kč

Summary of savings in percent 48%